They depend onwarmth.Now they’recovered.
Scale writes policies for bearded dragons, ball pythons, iguanas, and every reptile in between — so one emergency surgery doesn’t end the relationship.
Trusted by 2,400+ keepers across 47 states
Every scale,
every keeper.
Hover each card to see what one emergency visit actually costs. Then decide if a $28/month policy is expensive.
Lizards
From geckos to monitors
Blue-tongued skink · lizards coverage
$2,400
Average iguana surgery
Average iguana surgery
Metabolic bone disease, substrate ingestion, tail-loss infections — lizard claims average $890/year.
Snakes
Ball pythons to boas
Corn snake · snakes coverage
$3,100
Respiratory infection treatment
Respiratory infection treatment
Inclusion body disease, mites, retained shed complications. Ball pythons worth $8,000+ covered at full value.
Tortoises
Decades of companionship
Sulcata tortoise · tortoises coverage
$4,800
Bladder stone removal
Bladder stone removal
Tortoises live 80+ years. Their vet bills live just as long. Pyramiding, shell rot, URI — all covered.
Geckos
Leopard geckos to cresties
Crested gecko · geckos coverage
$1,200
Egg binding surgery
Egg binding surgery
Dystocia in leopard geckos is a quiet killer. Cryptosporidiosis treatment runs $600–$1,400. We cover it all.
Chameleons
The sensitive specialists
Veiled chameleon · chameleons coverage
$1,900
Vitamin A deficiency treatment
Vitamin A deficiency treatment
Chameleons hide illness until it's critical. Eye infections, stomatitis, and gout — all documented claims.
Rescue Orgs
One bill away from closing
Rescue collection · rescue orgs coverage
$14,000
Average rescue annual vet spend
Average rescue annual vet spend
Scale offers group rescue policies. 10+ animals, one monthly premium, unlimited emergency coverage.
What happened when
they actually needed it.
$2,560
Paid out in 12 days
Mango swallowed a mouthful of coconut coir. The surgery was Tuesday.
James, a keeper in Austin, noticed his ball python Mango had stopped eating for three weeks. By the time the X-ray confirmed a full impaction, the quote was $2,800. Scale covered $2,560 — 91% — within 12 days of filing.
$1,890
Covered across 3 visits
Metabolic bone disease doesn't announce itself. The bill does.
Priya in Portland had a bearded dragon named Saffron showing subtle tremors. Three vet visits, two X-rays, and a calcium infusion later — $1,940. Her Scale policy had a $50 deductible. She paid $50.
$5,950
Rescue policy payout
Sixteen animals. One January. One policy that held.
Cold Blooded Care in Denver runs 60+ reptiles. In January 2025, a heating system failure sent four tortoises into respiratory distress simultaneously. Emergency care: $6,200. Their Scale rescue group policy covered $5,950 and kept their doors open.
One emergency visit costs
more than years of coverage.
These aren't hypothetical numbers. They're pulled from real claims filed with Scale in 2024–2025.
Bladder stone removal
Vet bill
$4,800
Scale premium
$38/mo
Covers this claim after just 10.5 months of premiums
Respiratory infection
Vet bill
$1,200
Scale premium
$28/mo
Covers this claim after just 3.6 months of premiums
Egg binding surgery
Vet bill
$1,400
Scale premium
$22/mo
Covers this claim after just 5.3 months of premiums
Substrate impaction
Vet bill
$2,100
Scale premium
$25/mo
Covers this claim after just 7.0 months of premiums
MBD treatment
Vet bill
$890
Scale premium
$30/mo
Covers this claim after just 2.5 months of premiums
Stomatitis treatment
Vet bill
$1,900
Scale premium
$32/mo
Covers this claim after just 4.9 months of premiums
Average Scale policyholder breaks even in under 4 months.
The moment they
needed it most.
“I filed the claim on a Sunday night. By Wednesday they had confirmed coverage. I've filed auto claims that took longer. Scale doesn't treat reptiles like novelties — they treat them like the animals you love.”
Marcus Delgado
Austin, TX · Ball python (Mango)
Coverage starts with
a single conversation.
No forms. No jargon. A 20-minute call to understand your collection and build a policy that actually fits.